So, for the Folks that are transitioning to the ERJ Contract starting in Oct. in ORD on the CRJ, we have to switch to the ERJ Contract Insurance. There is a list of like 3-4 Plans and an HSA. So, what is the best (Cadillac) PPO out of the lot? I have kids, one of which is special needs and we need the Premium PPO Product & the best Dental out of the 2 Dental Plans that are offered which, I think, are Cigna & Met Life. One of my Sons is going to need Braces soon, so that's a factor as well. I look forward to a decent Contract soon and working with the ERJ and now CRJ side of the House.