Tell you what we did, I used the HSA card and I planned on a worse case scenario (C section, 10 days in hospital) and used that figure. The birth went OK and I still ended up using the whole amount by June. WHAT YOU HAVE TO PLAN FOR ARE THE DOCTOR VISITS AFTER THE BIRTH. Dont forget that or youll find out the hard way like me.
Hope that helps.
Chris Hodgens
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