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Originally Posted by Left Coast
Try this scenerio out for size.
I'm married to a CAL chick. We plan on having a kid. Cal benefits would cover more than XJT so we want to put the insurance on her.
The problem? If she needs to bow out of work for an extended time (you know for being pregnant) her sick pay wont last too long and we would have to pay COBRA. If anyone doesn't know about COBRA, imagine bending over and having an umbrella shoved up your a**, and then opened.
So we might be better off just paying more out of pocket and using my benefits.
Aren't benefits great? It's enough to make you drink.
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Are you sure about that? My wife had a lot of problems during her pregnancy and when her sick time ran out she went on short term disability and got 66% of her pay tax free. Plus she did not have to use COBRA, the insurance stayed the same. Of course this was over 8 years ago and she worked for Delta, but you might want to check that option out as well. Plus Delta was very strict in their sick time use, but due to pregnancy, legally, they could not hold anything against her. You didn't say if she was a pilot or F/A so they may have different rules, but just thought I'd let you know you might want to check into that scenario.