Try this scenerio out for size.
I'm married to a CAL chick. We plan on having a kid. Cal benefits would cover more than XJT so we want to put the insurance on her.
The problem? If she needs to bow out of work for an extended time (you know for being pregnant) her sick pay wont last too long and we would have to pay COBRA. If anyone doesn't know about COBRA, imagine bending over and having an umbrella shoved up your ***, and then opened.
So we might be better off just paying more out of pocket and using my benefits.
Aren't benefits great? It's enough to make you drink.
|